Let Us Find Your Debt Recovery Resolutions

Get A Handle On Unpaid Debts and Resolve Accounts And Claims Promptly

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Better yet let us handle all your unpaid claims And Debts

We love our customers, so feel free to contact us during normal business hours.

Innovative Debt Recovery Associates

1888-896-2853 Ext # 101 or Debtclaims @innovativeDebtRecoveryAssociates.com

Hours

Mon	10:00 a.m. – 06:00 p.m.
Tue	10:00 a.m. – 06:00 p.m.
Wed	10:00 a.m. – 06:00 p.m.
Thu	10:00 a.m. – 06:00 p.m.
Fri	10:00 a.m. – 06:00 p.m.
Sat	Closed
Sun	Closed

Closed all Major Holidays

About Us

Debt recovery Claim resolutions And final Account closures

Your credit score comes from your credit report; it is your spending and repayment report card. Credit reports often aren’t correct, and incorrect information can hurt your score. We make sure the your credit report contains correct information so you’ll have the highest score possible.

How It Works

Our service includes your private assessment, contacting creditors on your behalf, sending documentation back and forth, and more. We have been trained on recent laws, statutes, and credit reporting practices. We also know what items on your report affect your score the most.

Why Us?

A low credit score can keep you from the things you want. But did you know a low credit score can impact a lot more than just financing? Do the best thing you can do for your future. Call us today and let our experience save you time, money,

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

1. When should I outsource a debt to a debt collection and recovery agency?

At IDRA we have observed our most successful clients combine robust internal credit management procedures, quality credit documentation and swift escalation of past due debts to prevent their debtors from delaying the recovery process, stalling payment or paying other creditors ahead of them.

If your business does not have the resources or expertise to consistently apply this approach to debt collection, then you should consider using a debt collection agency to enhance your prospects of recovery. Put simply, your debt should be referred to a collection agency as soon as you feel the debtor is not responding positively to your internal collection efforts.

Following are three very common scenarios that indicate the debtor is ignoring recovery efforts and/or is not taking your demands for payment seriously.

The debtor has failed to honour, two or more promises to pay.
Three or more contacts with the debtor have failed to secure payment. This contact may be a combination of phone calls, reminder letters, emails or text messages.
The debt is more than 60 days overdue for payment, and the debtor continues to ignore your requests to pay.

Referring the debt to a debt collection agency in any of the above scenarios will allow you to focus your resources on the recovery of debt which is less than 60 days overdue, thereby maximising cash flow and minimising costs. Our experience has proven that the older a debts is, the harder it is to collect.

2. Is there a minimum or maximum debt value that i. can refer to ?

There is no minimum or maximum debt amount required before you can refer a debt to a collection agency. However, the amount of the debt will help determine the best and most cost effective action required to facilitate recovery. A well-resourced and professional debt collection agency will be able to discuss the various options, and make recommendations based on the debt amount, the circumstances of the debtor and the costs involved.

There is different numbers calling me constantly when i answer its debt recovery or is it not real.

This communication is from a debt collector.

This is an attempt to collect a debt and any information obtained will be used for that purpose.This communication is from a debt collector.

This is an attempt to collect a debt and any information obtained will be used for that purpose.